No income tax · GOSI only

Net Salary Calculator

See exactly what lands in your bank account each month after GOSI and any deductions.

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Enter your salary breakdown and you'll see your net monthly pay, every deduction, and your annual total.

Your monthly take-home pay
SAR
Saudi Arabia has no personal income tax on salaries, so GOSI is normally the only statutory deduction. Employees who first joined the labour market from July 2024 fall under the new Social Insurance Law with gradually rising pension rates — check your exact rate in your GOSI account.
How it works

What actually comes out of your salary

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No income tax

Saudi Arabia does not tax employment income. There is no PAYE, no tax brackets and no annual tax return on your salary.

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Saudis pay 9.75% GOSI

9% pension plus 0.75% SANED, taken from basic salary plus housing only, capped at a 45,000 SAR contributory wage.

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Expats pay nothing

No GOSI is deducted from an expatriate's salary. Gross usually equals net unless your contract has other deductions.

Complete guide

Gross vs net salary in Saudi Arabia

FAQ

Frequently asked questions